Quick question about Vangaurd Mutual Funds?
castillb2007 asked:
I am relatively new to investing and would like to invest in some of Vanguards mutual funds, but would like to get some clarification on the funds they offer. My plan is to invest $3,000 into 3 seperate accounts.
1) Prime Money Market
2) Total Bond Market Index
3) Total Stock Market Index
I’ve also seen that they offer “All-in-one funds”, so would like to know if it would be the same thing to just invest in the “LifeStrategy Conservative Growth Fund”, as oppose to investing in the 3 funds that I list above? Any help or clarification would be greatly appreciated.
GED Classes
Filed Under Investing | 4 Comments
IRA Mutual Fund Investment help?
Limebird asked:
Hi folks. Please help with advise. I have a portfolo of 3 mutual funds in a Traditional IRA and another Roth IRA with 3 similar funds. All are Agressive Growth funds, with a small amount in a balenced fund. I am 34, have about 3 years to go. Total assets is about 60K. I have a hands off advisor who is not watching my stuff. What are the best moves I should make? Out of mutual funds to SP500 Index funds, Overseas funds?, What about EFTs, or SPYdrs? Bonds vs Bond funds? What % weighting should it be if i move? Do I do this myself or get another advisor? Is the total value too small to have any choices? What about induvidual stocks? Comments please.
Sorry 30 years to go till retirement.
Filed Under Personal Finance | 4 Comments
Taxes on Mutual Funds, non-registered?
Dx I asked:
I’m having a hard time sorting out Canadian tax policy on investment funds.
I’m in some great offshore funds, which have been growing by about 12% a month throughout 2006. If things keep going as they are, I will realize a profit of about 400%, expressed in yearly terms.
I was told by a person at rev canada, that I would have to report any growth beyond my original investment as ‘capital gains’ on this. but that only seems to apply if i ‘take out’ money from the fund, sell shares, that is.
I want to leave the money in the fund, so that it grows even faster. I would expect that I have to pay interest on the growth anyway. Can anybody tell me what, if anything, I will have to pay on my growth this year, if I leave it all in the fund.
Filed Under Canada | 2 Comments
I am investing 3000 each in two mutual funds through SIP.Being a newcomer i am worried now. Please help. ?
sree asked:
My funds are Reliance Growth and ICICI Pru. Infrastructure, both growth option. Is it ok to continue with them as I had planned ,for 2 years or shall i redeem now?
Filed Under Investing | Leave a Comment
Where is a good place to open an IRA & mutual fund account?
kang asked:
I am 24 years old and I am interested in opening an IRA & mutual fund account. I have heard some good things about LMP aggressive growth fund, but do not know where to start as far as IRA’s? What companies out there should I look at and why?
Filed Under Investing | 5 Comments
wondering about diversifying mutual funds?
ronaldo20 asked:
ive new to the investing game and have heard from books its smart to diversify your money…i have around 10K and want to invest it all in mutual funds
but wouldnt it be smarter to invest it one fund in order to see larger growths? as opposed to 2000 in 5 different vanguard mutual funds?
Filed Under Personal Finance | 2 Comments
What is the best type of mutual fund for me?
Maria asked:
I am 18 and would like to put in 1000 to 2000 dollars in.
As I get older I would like to put in more.
I’m unsure about growth, blend, and those types of funds.
i plan to let it grow on its own without a lot of management
Filed Under Investing | 3 Comments
HAVE INVESTED IN INDIAN MUTUAL FUND?ADVISE NEEDED?
SHIRAZ S asked:
INVESTMENT QUERIES AND ADVISE NEEDED?
I invested in some indian mutual fund
on Ist Jan 2008.made mistake when sensex was hightest, The list of mutual funds i invested in are
1.Reliance Growth Fund-Retail Plan-Grwth
2.Sundaram Capex Opportunites-Growth
3.Sundaram Select Focus-Appreciation
4.Birla Midcap Fund-Growth
5.Fidelity Equity Fund-Growth option
6.JP Morgan India Equity Fund-Growth Pln
7.Sundaram Energy Oportunity Fund-Grwth
8.UTI-Infrstruture Advantage Fund Series 1
9.LIC Infrastruture Mutal Fund
10.ICICI Prudential Fusion Funds Series-II(Retail Growth)
What would u advise for portfolio?is it correct decision
Filed Under Investing | 1 Comment
Goldman Sachs Mutual Funds?
imnotaniceperson asked:
If anyone is familiar with Goldman Sachs mutual funds, please help. This is the deal…My mutual fund balance dropped from $25,316 to $23,666 in a matter of 3 months. It seems that all of the funds dropped, besides some Government Income funds. Should I pull my money out of the international and domestic funds and invest them all into the Government income funds? Or what is the best path to take to minimize loss of money through this rough market months? Please suggest some of the funds that you believe will not lose significant amount of money in the upcoming months.
My current allocations:
GS Asset Allocation Balanced Strategy Portfolio - Class A -10%
Goldman Sachs Asset Allocation Growth Strategy Portfolio - Class A - 25%
Goldman Sachs Short Duration Government Fund - Class A -15%
Goldman Sachs Government Income Fund - Class A -15%
Goldman Sachs Structured International Equity Fund - Class A-10%
Oppenheimer Global Fund - Class A - 25%
What are your opinions?
Filed Under Investing | 6 Comments
Help with American Funds Investment for 401k?
tnynyn asked:
My company uses American Funds for 401k and matches 4%. I have 4% in pre-tax contribution and 6% in after-tax roth contribution. Is this a good way to start?
For American Funds investment I have the following option:
Growth Fund of America
Smallcap World Fund
Europacific Growth Fund
American High Income Trust
Bond Fund of America
Income Fund of America
Cash Management Trust of America
Investment Company of America
New Perspective Fund
Amcap Fund
American Mutual Fund
American Balance Fund
I want to do moderate aggressive investing, but from what I’ve researched so far, Growth Fund of America and Smallcap World Fund is good to start with. Any other funds thats good to invest in?
EDIT: So far I have:
Growth Fund of America 20%
Smallcap World Fund 30%
New Perspective Fund 10%
EuroPacific Growth Fund 40%
Is this a wise choice of investments?
Filed Under Investing | 1 Comment
HAVE INVESTED IN INDIAN MUTUAL FUND?ADVISE NEEDED?
SHIRAZ S asked:
?
I invested in some indian mutual fund
on Ist Jan 2008.made mistake when sen-sex was highest, The list of mutual funds i invested in are
1.Reliance Growth Fund-Retail Growth
2.Sundaram Capex Opportunities
3.Sundaram Select Focus-Appreciation
4.Birla Midcap Fund-Growth
5.Fidelity Equity Fund-Growth option
6.JP Morgan India Equity Fund-Growth Pln
7.Sundaram Energy Oportunity Fund-Grwth
8.UTI-Infrstruture Advantage Fund Series 1
9.LIC Infrastruture Mutal Fund
10.ICICI Prudential Fusion Funds Series-II(Retail Growth)
What would u advise for portfolio?is it correct decision
Which Fidelity mutual funds should I invest my 401k in? Im 32 years old?
mrcarl92807 asked:
1 FAEGX Fidelity Advisor Equity Growth Fund: Class T (FAEGX)
2 FGITX Fidelity Advisor Growth & Income Fund: Class T (FGITX)
3 FAGOX Fidelity Advisor Growth Opportunities Fund: Class T (FAGOX)
4 FMCAX Fidelity Advisor Mid Cap Fund: Class T (FMCAX)
5 FSCTX Fidelity Advisor Small Cap Fund: Class T (FSCTX)
6 FAERX Fidelity Advisor Overseas Fund: Class T (FAERX)
7 FAIGX Fidelity Advisor Balanced Fund: Class T (FAIGX)
8 FAHYX Fidelity Advisor High Income Advantage Fund: Class T (FAHYX)
9 FTBRX Fidelity Advisor Intermediate Bond Fund: Class T (FTBRX)
10 FDAXX Prime Fund - Daily Money Class (FDAXX)
Filed Under Investing | 4 Comments
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